Insurance and
Risk Manangement
With our licenses, experiences, and credentials in insurance and financial planning we can
not only sell you insurance, but can help you to identify and reduce your risks.
Risk Management

We can help you with the identification, assessment, and
prioritization of risks followed by coordinated and
economical application of resources to minimize, monitor,
and control the probability and/or impact of unfortunate
events.

Risks can come from uncertainty in financial markets,
project failures, legal liabilities, credit risk, accidents,
natural causes and disasters as well as deliberate
attacks from an adversary.

The strategies to manage risk include transferring the
risk to another party, avoiding the risk, reducing the
negative effect of the risk, and accepting some or all of
the consequences of a particular risk.

Methodology

For the most part, these methodologies consist of the
following elements, performed, more or less, in the
following order.

1.        Identify, characterize, and assess threats
2.        Assess the vulnerability of critical assets to
specific threats
3.        Determine the risk (i.e. the expected
consequences of specific  types of attacks on specific
assets)
4.        Identify ways to reduce those risks
5.        Prioritize risk reduction measures based on a
strategy
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